Your Guide to Buying a Home Now

KNOWLEDGE CENTER ARTICLES

DPA Low Down

Unlock your path to homeownership with flexible down payment options, including grants up to 3.5% with no repayment, low down payment FHA and conventional loans, and even zero down for VA buyers. Tailored solutions make buying your dream home more affordable. Ideal for buyers with limited savings and big dreams.

VA

Honor your service members with a VA Loan program — featuring a option of no down payment, no mortgage insurance, competitive rates, and flexible qualifications. Enjoy reduced closing costs and expanded eligibility guidelines, making your dream of homeownership more affordable and achievable than ever.

First Time Buyer

First-Time Homebuyer programs simplify the journey to homeownership with expert guidance, pre-approval support, and access to down payment assistance. Benefit from city and state programs tailored for new buyers — designed to keep your budget on track and home ownership affordable.

Within Reach

Make homeownership a reality with our Within Reach™ program — offering 3.5% down payment assistance through a 15-year second mortgage. With flexible options for self-employed buyers and manufactured homes, it’s ideal for those seeking affordable financing. This program is FHA-backed financing with guidelines that are more flexible with credit scores.